It has recently been called to my attention that the address I have posted for submitting a dispute to one’s credit report for the Experian agency is no longer valid.

I went to the Experian website to get the new address and found the “How to Dispute” page. Basically, they want everything done online. You must have a credit report number (from a report that is less than 90 days old) in order to file a dispute. If you don’t have one, you can buy one for $10.

I do hereby dispute their claim that, “Requesting a dispute online is easy and fast!” That I have to pay them to review my file to dispute erroneous information is a scandal in my book. I can’t even check out the online dispute form without a report number.

Unfortunately, keeping tabs on your credit report these days is incredibly important. The amount of fraud and identity theft happening daily requires this to be the case. And until we have a better system for “judging ones risk factor in paying off debt” in this debt laden society, we have to keep it clean.